Protester with arm raised

Save Family Homes

Support our latest bill, developed in collaboration with the Statewide Poverty Action Network, which aims to regulate HESAs, which exploit individuals facing financial distress, sometimes unknowingly forcing them into surrendering their home equity. This long overdue initiative is crucial for protecting vulnerable homeowners.

2022 Annual Report

Our 2023 annual report is here! Read all about our accomplishments from last year now, we have so much to share with you and look forward to see what's in store for this year.

Check Out Our New Blog!

We just launched a blog dedicated to consumer protection, sharing stories and updates on our work. Stay up to date with the latest news and developments in consumer rights by reading our blog! We'll be posting about student loans, automobile fraud, foreclosure prevention, and more.

Pro Se Bankruptcy Clinic

Get free legal advice and all your bankruptcy related questions answered.  Attend as many times as you need during the duration of your bankruptcy.



Debt Defense

Being in debt can be scary, but you're not alone. One in three Americans is in collections. We help clients fight back against unlawful debt collection practices.


Foreclosure Prevention

You have rights when facing foreclosure. We help homeowners find solutions to avoid foreclosure and protect their homes from deceptive mortgage servicing.


Automobile Fraud

Millions of car buyers are estimated to be defrauded each year. We help people fight back against dealerships who sell unsafe vehicles and deceptive financing.


Consumer Bankruptcy

Bankruptcy is an opportunity for a financial fresh start. We help clients navigate the process to earning relief from debt.


Student Loans

Two out of three students graduate with significant debt. We help people find answers and fight predatory practices.


Latest Updates

Navigating Debt Collection: Unraveling the Impact on Credit Scores

By Andrea Villasis | February 2, 2024

Credit scores and Debt Collection. The two are often linked together as they are a significantly impact individuals’ financial well-being. Understanding this connection is crucial…

Dealing With Debt Collection

By Andrea Villasis | February 2, 2024

Dealing with debt collection can be a daunting experience, causing stress and anxiety for individuals already facing financial challenges. This year, debt collection cases were…

When to Consider Bankruptcy 

By Andrea Villasis | December 14, 2023

Facing financial challenges can be extremely overwhelming, especially if you’re attempting to make progress but the debts just keep piling up. Just know that many…

Upcoming Events

Pro Se Bankruptcy Clinic

Jun 20, 2024 2:00PM—4:00PM


Pro Se Bankruptcy Clinic

Jul 18, 2024 2:00PM—4:00PM


Pro Se Bankruptcy

Aug 01, 2024 2:00PM—4:00PM



"I contacted 211, and I was looking for an attorney and they transferred me over to NWCLC, which was a life saver."

Cleta Larson
Former Client

“Attorney Alyssa and the legal team at NWCLC provided excellent service and are client-oriented…She (Alyssa) understood the intricacies regarding my legal matter which helped in negotiating a favorable settlement. I felt relieved after coming to a close of a stressful situation"

Anoymonus Client
Former Client

"[The staff] at NWCLC are absolutely fantastic-incredibly thorough, attentive and professional. They made what would have been a stressful and complicated situation easy. "

Monet Steadman
Former Client

"When our home was in foreclosure, we didn't know where to turn. Without Northwest Consumer Law Center, we would be on the streets."

Anonymous Client

"I greatly appreciate the thoroughness and effectiveness you've displayed as well as the friendliness and the affordability of your services."

David Carter
Former Client

“they are very professional, they know what they do.”

Anonymouus Client
Former Client


If you are charged with a crime, you have a right to legal representation. But, if you are scammed out of your life savings or are a victim of unscrupulous medical debt collection, you are on your own. In Washington, 80% of low-income households have at least one civil legal problem.


of Americans have missed a bill payment due to COVID-19


of students graduate with significant debt


of Americans are in collection


Equal access to legal representation is critical to ending poverty, combating discrimination, and creating opportunity. Your contribution could be the difference in whether someone loses their home.