Olivia* received the summons and complaint for this case in the middle of the pandemic for private student loan debt from over 5 years ago. The client had a bad period where she was suffering from a medical condition where she was not able to make regular payments on the card. The debt buyer sued to collect $8,000. After pushing hard for discovery, OC agreed to discuss settlement. NWCLC was able to settle for a full discharge of the debt, removal of the tradeline on her credit reports, and payment to the client in the amount of $2,000.00.
*Names and Identifying facts have been changed