Andrea Villasis, Author at Northwest Consumer Law Center

Navigating Debt Collection: Unraveling the Impact on Credit Scores

Credit scores and Debt Collection. The two are often linked together as they are a significantly impact individuals’ financial well-being. Understanding this connection is crucial for anyone navigating the challenges of debt collection. In this blog post, we’ll be discussing the relationship between debt collection and credit scores, learning more about the impact and seeing…

Dealing With Debt Collection

Dealing with debt collection can be a daunting experience, causing stress and anxiety for individuals already facing financial challenges. This year, debt collection cases were our highest margin. We understand the complexities of this process and are here to guide you through the maze of debt collection. In this blog post we’ll explore the intricacies…

When to Consider Bankruptcy

Facing financial challenges can be extremely overwhelming, especially if you’re attempting to make progress but the debts just keep piling up. Just know that many have been where you are, and exploring the option of bankruptcy could be a crucial step toward a fresh financial start. Who should be considering Bankruptcy? There are many reasons…

Life After Bankruptcy

You got your filing done for bankruptcy, went over the specifics with the court, and completed all the paperwork and payments. Or you might be even in the process of deciding whether or not you want to file for bankruptcy, either way, it’s a good idea to think ahead and visualize your life after your…

How to Buy a Used Car: Best Practices and Tips

Buying used vehicles can have you end up saving a lot of money. After all, a car’s value decreases as soon as you start driving it. Whether it be from a dealership or someone’s garage. There are many points you need to look out for when you start your search, from selecting the vehicle to…

Detecting Odometer Fraud

Earlier this year, Washington State was ranked 17th in the nation for odometer fraud, facing a reported 10% rise odometer fraud incidents. According to the CARFAX report, there were an estimated 30,600 vehicles in our state that have a rolled-back odometer. This scam can cost car buyers thousands of dollars as exemplified by the price…

Best Tips for Restarting Federal Student Loan Payments in October.

It’s been over three years since many Americans have been required to make payments on their federal student loan debt. Repaying any debt can be overwhelming, and the complex federal student loan system can only add confusion to the process. Here are our best tips for restarting your federal student loan payments in October: Find…

Staying Motivated During Your Journey to Student Loan Repayment.

Paying back your student loans plays a big part in your financial health and future, the pause went to effect in 2020 and it’s three years we’re finally restarting payments again, if you’re unsure about the plans available to you check out our other blog post on the types of plans and how to find…

Federal Student Loan Repayment Plans: Which One Will Work for You?

With federal student loan repayment starting again on October 1, you may be wondering how you’re going to be able to resume payments. After all, it’s been over three years since millions of borrowers have had to submit a federal student loan payment. Fortunately, federal student loans have straightforward payment plans in place. Find out…

Disputing Errors on Your Credit Report

Have you ever looked at your credit and noticed that something was off? It may be that you do not recognize a debt or that your home address is wrong. Even if this hasn’t happened to you, accurate credit reporting is a huge factor in your financial well-being. A clean and precise credit report is…