How The Fair Shot Act Will Keep Families Out of Poverty

On May 9th, 2023 Governor Inslee signed The Fair Shot Act into law. This significant legislation was a direct response to the growing living costs in our state, addressing the need for updated personal property exemptions that reflect the current economic reality in Washington for low and moderate income families. With The Fair Shot act…

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Making Way for a New Path

Alex worked as a full-time photographer and ran a soundly running small business that suffered financially when the Covid-19 pandemic hit. Alex, out of necessity, started putting all his living expenses on credit cards as his small business was his main source of income. Fortunately for Alex, his small business started to slowly recover as…

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Getting a Fair Shot

After a year since its launch, we got to see our bill, The Fair Shot Act, pass the senate on the first of February. This is exciting news as this act will bring Washington’s exemption laws to reflect the current cost of living in our state.

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Unlawfully Charged

Samantha reached out to NWCLC after she was served with a debt collection lawsuit for a $17,000 loan. Samantha experienced very difficult times during COVID and needed the loan to pay for medical bills and to get her car fixed after an accident. All this caused Samantha to feel “stressed, nervous, and quite intimidated before…

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A Well Deserved Fresh Start

Rachel first reached out to us for advice on how to respond to a debt defense lawsuit from a big brand-named bank that had left her feeling stressed and devastated. To help, we provided brief advice on how to respond to the lawsuit and also discussed bankruptcy as another option for her to discharge the…

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Finally Being Able to Breathe

Marie Ann originally reached out to NWCLC after being served with two debt cases seeking almost $20,000 in debt that Marie Ann couldn’t afford to pay on her modest salary. The credit card debt belonged to her wife, but due to after her tragic passing, Marie Ann was unfortunately left with the debt. Feeling anxious,…

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A New Chapter

When Stacie* first reached out to NWCLC, she was unemployed and struggling with debt. When she finally found employment, she decided to double down on filing for bankruptcy to get the fresh start she needed for her new life, especially after an out-of-state collector sued her. She knew that even with her new job she…

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Student Loans

Olivia* received the summons and complaint for this case in the middle of the pandemic for private student loan debt from over 5 years ago. The client had a bad period where she was suffering from a medical condition where she was not able to make regular payments on the card. The debt buyer sued…

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Old Debt Comes Back

Georgia* came to us after she was served by a debt collector. She was told that she had to show up in court in a completely different county than where she lived. It was for an old medical debt that she recognized, but thought had been taken care of by insurance. She went to court…

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