From Financial Struggles to Empowered Stability in Retirement.

Overwhelmed with the challenges of managing his finances and dealing with chronic health issues, Joshua* found himself on a daunting path toward retirement. Living on a fixed income with increasing debt proved to be an immense challenge, so he reached out to his family for support. In 2019, with the help of his family, Joshua…

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Exploring Options for Private Student Loans: What Borrowers Need to Know

With all that’s going on surrounding student loans, private student loan borrowers have been feeling left behind as the focus has been on federal loans. Private student loans, for some borrowers, can be a necessary resource for funding higher education, and they come with their own unique considerations and challenges. Unlike federal student loans, which…

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How to Deal with Your Federal Student Loans Post-SCOTUS Decision

On Friday, June 30, 2023, the U.S. Supreme Court rendered a highly divided decision that blocked President Biden’s federal student loan cancellation plan, with six of the justices striking down against cancellation. This decision had a significant impact on nearly 40 million Americans who were anticipating relief from overwhelming student loan debt. While we are…

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Managing Payments and Exploring Options For Borrowers in 2023

             The federal government paused student loan payments and interest accrual on federal loans in March 2020, but that pause is set to expire this fall, with interest accrual starting September 1st  and payments resuming October 1st. Throughout the payment pause, it is possible that your loans were transferred to a new loan servicer (or…

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How The Fair Shot Act Will Keep Families Out of Poverty

On May 9th, 2023 Governor Inslee signed The Fair Shot Act into law. This significant legislation was a direct response to the growing living costs in our state, addressing the need for updated personal property exemptions that reflect the current economic reality in Washington for low and moderate income families. With The Fair Shot act…

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